Dijon Concrete Housings / Ateliers O-S Architectes

first_img Projects Project Team:Vincent Baur, Guillaume Colboc, Gaël Le Nouëne Aurélie Louesdon (phase étude), Vincent Menuel (phase chantier)Consultant:EUCLID (BET tce) Isabelle Casalis (Economiste)Building Company:SAS STCE (Gros Œuvre) , BECI SA (Etanchéité), Espace Menuiserie (Menuiserie Extérieure), Metallerie Grillot (Métallerie), SAS Klein (Plomberie-Chauffage-Ventilation), SAS STCE (Electricité), , Menuiserie Nicolardot (Menuiseries intérieures), SARL Noireaut (Cloison doublage ), SARL Pascual (Rvts sols durs et souples), AUDAX- basic system (Parquet ), Bonglet SA (Peinture), SNEL(VRD), VDS Paysages (Espaces verts)Cost:1 895 000 €City:DijonCountry:FranceMore SpecsLess SpecsSave this picture!Courtesy of Ateliers O-S ArchitectesText description provided by the architects. The project is a creation of 20 housing lots located in Dijon, including 14 flats and 6 town houses. It consists of a succession of small buildings and privates homes with surrounding fences and open spaces looking into interior gardens Save this picture!Courtesy of Ateliers O-S ArchitectesThis urban rhythm is strengthened by the recurrent use of stone. The general atmosphere of the street is strongly marked by the series of these mineral textures and the presence of abundant vegetation.Save this picture!Plan 1The implementation of the project creates a transition between the apartment building and the surrounding storied house. The 4-storey building is 14m wide along the main street and presents a succession of 2-storey houses inside the plot.Save this picture!Courtesy of Ateliers O-S ArchitectesThe project is divided into two distinctive entities: the first located along the street includes 14  flats in a collective housing building of 4  floors. In all the sizes of housing, each  at opens onto its surrounding environment and has multiple orientations (at least two). The stairwell has natural light with openings onto the façade. Save this picture!SectionThe second part of the project consists of 6 terrace townhouses organized onto 2 floors. Each house has a south-west facing garden.Save this picture!Courtesy of Ateliers O-S ArchitectesWe’ve proposed a façade building made of textured precast white concrete which offers a texture and color similar to the neighboring surrounding walls. On the upper  floors, the variation of concrete panels and openings form a simple and elegant pattern.The façades are load-bearing walls, designed and controlled ahead to manage the feasibility, the cost, the deadline and the quality of the concrete.Save this picture!Courtesy of Ateliers O-S ArchitectesProgram / Project EconomyThe type of housing ranges from two-roomed apartments to ve- roomed apartments. The houses areSave this picture!Courtesy of Ateliers O-S ArchitectesThis project has had a strong economic approach since the beginning. The prefabrication allowed us to offer high quality  finishing touches at a low price, such as wooden windows and wooden floors for the communal areas. We also develop the project on BIM software, allowing us to design the concrete panels and anticipate their imbrication.Save this picture!ViewThe gap between the building and the east limit of the site is a landscaped strip including the parking lots. The ground  floor contains the common areas (lobby, bicycle store, local trash).Save this picture!Courtesy of Ateliers O-S ArchitectesAlthough at the beginning, the project met with a cool “Not In My Backyard” reception from the local population, since the completion it has been gradually accepted and welcomed.Save this picture!Courtesy of Ateliers O-S ArchitectesProject gallerySee allShow lessCEBRA and SLA Design a School for The Sustainable City in DubaiUnbuilt ProjectAlejandro Zaera-Polo is Suing Princeton. Here’s Why That Matters for Architecture.Architecture NewsProject locationAddress:21000 Dijon, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share Housing France Dijon Concrete Housings / Ateliers O-S Architectes 2015 Save this picture!Courtesy of Ateliers O-S Architectes+ 25 Share Area:  1560 m² Year Completion year of this architecture project Dijon Concrete Housings / Ateliers O-S ArchitectesSave this projectSaveDijon Concrete Housings / Ateliers O-S Architectes ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/788195/dijon-concrete-housings-ateliers-o-s-architectes Clipboardcenter_img “COPY” Year:  “COPY” Architects: Ateliers O-S architectes Area Area of this architecture project CopyHousing•Dijon, France ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/788195/dijon-concrete-housings-ateliers-o-s-architectes Clipboard CopyAbout this officeAteliers O-S architectesOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingDijonFrancePublished on May 26, 2016Cite: “Dijon Concrete Housings / Ateliers O-S Architectes” 26 May 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MSun Control Film – Prestige ExteriorShowerhansgroheShowers – Croma SelectWall / Ceiling LightsSpectrum LightingLED Downlight – Infinium 3″ Round FlangelessVentilated / Double Skin FacadeCosentinoDekton Cladding in LD Sevilla hotelSealantsSikaJoint SealingBeams / PillarsLunawoodThermowood Frames and BearersPorcelain StonewareApariciPorcelain Tiles – MarblesCeramicsTerrealTerracotta Facade in Manchester HospitalWindowspanoramah!®ah! CornerHome AppliancesGIRAGira Keyless in – Door communicationLightsLinea Light GroupIntegrated Lighting – Fylo+More products »Save想阅读文章的中文版本吗?第戎混凝土住宅 / Ateliers O-S Architectes是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ArchDailylast_img read more

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Indiana Corn Checkoff Partnering to Increase Meat and Poultry Demand

first_imgHome Indiana Agriculture News Indiana Corn Checkoff Partnering to Increase Meat and Poultry Demand Indiana Corn Checkoff Partnering to Increase Meat and Poultry Demand Facebook Twitter Indiana Corn Checkoff Partnering to Increase Meat and Poultry DemandRecent work funded by the Indiana Corn Marketing Council is paying dividends for not only Indiana corn growers, but the meat and poultry industries as well. Clinton County farmer and ICMC President Mike Beard says, “We have partnered up with the Poultry Export Council, we partnered up with the USMEF (U.S. Meat Export Federation) to fund programs that explore the opportunities for exports of meat and poultry. We’ve used checkoff funds to participate in in those programs, and we’ve seen them work. We’ve seen it work in Korea, Mexico, and Japan.”Beard noted that they will also be focusing in on Argentina after the announcement last week that they will welcome U.S. pork for the first time in over 25 years.He says that Indiana livestock is the number one consumer of Indiana corn, and it makes sense to help promote livestock exports to increase corn demand.“If the livestock are fed here at home it’s just more value added to the corn for us, the livestock for the producer, and then there’s those multiplier effects that go to the people work at processing plants. All the things that go down the line- transportation, logistics, all those kinds of things.”During 2017, USMEF invested resources to increase U.S. pork use directly through U.S. pork products, as well as U.S. pork used in further-processed South Korean products. Over the course of the promotional period, U.S. pork saw a 27 percent volume increase and a 33 percent value increase. Due to the increased significance of convenience products by single-income, two-income, and even previous cook-from-scratch households, USMEF began promoting U.S. pork products to fill the convenience gap. Promoting U.S. pork in expanded export markets equates to value not only for U.S. pork producers but corn growers as well.Click here for more information on the Indiana Corn Marketing Council’s partnership with USMEF to increase the demand for pork in South Korea. By Eric Pfeiffer – Apr 18, 2018 Facebook Twitter SHARE SHARE Previous articlePlanting Date Not the Big Factor it Used to BeNext articlePlanting Dates and Indiana Corn Checkoff Update on the HAT Thursday Morning Edition Eric Pfeifferlast_img read more

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Opinion: the Obamacare individual mandate and its inevitable end

first_imgReddIt Opinion: Why we should focus on America’s educational system What we’re reading: Former Vice President dies at 93, Chad President killed on frontlines Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ Linkedin What we’re reading: Chauvin found guilty in Floyd case, Xi to attend Biden’s climate change summit Facebook + posts Opinion: my thoughts after the Stoneman Douglas school shooting Molly Jenkins The key to approaching a controversial subject is to create space in a conversation that allows for growth, said a public policy mediator Monday night.Public policy mediator Susan Podziba’s speech revolved around her experience mediating talks between anti-abortion and abortion-rights activists in Massachusetts after shootings in two abortion clinics.Podziba said even though students don’t have the luxury of facilitated discussions to talk about abortion like she did, they still learn something from the dialogue. Linkedin Opinion: We need to stop defining politicians simply on their public speaking Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/center_img printTaxes are complicated. So, let me help you understand what the Obamacare, or Affordable Care Act (ACA), individual mandate is, what it isn’t and what it means now that it is repealed.My idea for this post came just a few days after the GOP’s passage of tax reform. Someone approached me and randomly asked my opinion on Obamacare. Not wanting to wade into the muddy topic with a stranger I changed the subject. The person continued to ramble on, ignoring my attempt to dodge the topic.“I am so mad,” he said. “Do you know what the Obamacare Individual Mandate is?”“Yes,” I replied.“It is horrible,” he said. “They repealed it in the tax bill and since they repealed it, it’s now legal for doctors to refuse to see patients.”Oh man. I suddenly realized how uneducated people were on what the Obamacare individual mandate was. While I can’t blame him, as the topic is complicated, his view of it was far from accurate.I attempted to explain to him what the individual mandate was; simply put: that Americans need to have health insurance or else pay a tax penalty. At the end of the discussion, he looked at me and said, “I think you are actually right,” and walked away. And that is where my idea for this post came about.The mandate, in my opinion, was perhaps one of the worst parts of the ACA. It essentially was an unfair tax on 6.5 million Americans who did not have health insurance.If it was so damaging, then why was it included in the first place?The idea behind the mandate was to encourage people to enroll in Obamacare, hopefully resulting in more healthy Americans having health insurance and thus balancing the cost of the unhealthy Americans in the same insurance pool. It was seen as the key to making Obamacare work – as it encouraged a population who might not otherwise choose to spend their money on health insurance to spend it.What happened instead was that the Americans who could not afford health insurance due to skyrocketing premiums were taxed by the IRS simply for not being able to afford insurance.There is also the counterargument made by many left-leaning politicians that repealing the mandate would result in 13 million more people uninsured. Let’s dig a bit deeper into those numbers. First, not all of those people would be without any healthcare coverage because they are on Medicaid or they could get insurance from their employer. Additionally, other healthy people would then turn to the private marketplace for insurance. Of course, because of the rising premiums, many in this group would choose not to buy health insurance. But, this is a free country and Americans should have the liberty to spend their money how they want, even if that means gambling on the fact that they won’t need health insurance. This choice is just as much their right as it is for someone in Las Vegas to gamble their money at a casino. Removing the individual mandate does not force people to become uninsured, it simply gives them the freedom to choose such a life.Ironically, while the individual mandate is one the most unpopular pieces of the ACA in the minds of conservatives, it was originally a conservative idea. Conservatives pushed for it in response to President Bill Clinton’s 1993 attempt at a health care plan and was a part of Governor Mitt Romney’s 2006 health plan for Massachusetts.If you ask me, the individual mandate did not help anyone. The population of Americans that need the most assistance and financial support were the ones that were being hurt by this tax, only pushing them farther into a financial crisis.The mandate was recently repealed by the GOP’s tax reform bill.Repealing the mandate in no way, shape or form makes it legal for physicians to refuse health care services to people (as the stranger who approached me believed). All that repealing the mandate did was eliminate an unfair tax on Americans who could not afford health insurance.The new tax bill, while repealing the individual mandate, still allows people to keep Obamacare if they wish. I could go on about the whats and whys of the tax bill but that is for another time and place.The bottom line is the repeal of the Obamacare individual mandate stops the IRS’s unfair tax on millions of Americans. And in my opinion, that is a win for everyone. Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ Abortion access threatened as restrictive bills make their way through Texas Legislature Previous articleThe Skiff: January 25, 2018Next articleThe definitely not a drinking game to the SOTU Molly Jenkins RELATED ARTICLESMORE FROM AUTHOR TAGSAffordable Care ActhealthcareObamacare ReddIt Opinion: Why Beto O’Rourke’s campaign will end like Hillary Clinton’s Facebook Twitter Molly Jenkinshttps://www.tcu360.com/author/molly-jenkins/ Molly Jenkins is the Associate Editor of the Skiff. She is a junior journalism major and nutrition minor from Portland, Oregon. The thing she misses the most from Oregon are Por Que No?’s Tacos. Twitterlast_img read more

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Opposition activist arrested for article posted online

first_img Help by sharing this information Reporters Without Borders today condemned the arrest of writer and political activist Andrei Kilmau on 3 April on a charge of “inciting the regime’s overthrow” in an article posted on the Internet in which he was very critical of President Lukashenko and looked at options for changing the political system in Belarus. The organisation is also concerned about a parliamentary committee’s bill that could require all online publications to register.While acknowledging that some of Kilmau’s comments were extreme, Reporters Without Borders stresses its opposition to any use of imprisonment as a punishment for the expression of opinions or for press offences.“This is the first time that an opponent of the Belarusian government has been arrested for an article posted online,” the press freedom organisation said. “The charge of ‘inciting the regime’s overthrow’ is being used to silence a dissident. Kilmau’s arrest highlights the almost total control exercised by the government over information in Belarus.” The organisation added: “We also fear that making websites register with the authorities will increase the pressure on independent online public publications, including blogs, and will encourage self-censorship.”Kilmau has been charged under criminal code article 361 for the essay he posted on the website of the Union for a Civic Party on 25 January. Article 361 punishes any “appeal for subversion or change of the constitutional system of the Republic of Belarus, or for accomplishment of crimes against the state, public appeals for violent seizure of power or change of the constitutional system of the Republic of Belarus, or betrayal to state, or accomplishment of terrorist act or sabotage, or distribution of materials, which contain such appeals realized with mass media usage.”Kilmau faces up to five years imprison. He has had several spells in prison in the past including a year and a half in 2005-2006 for organising a demonstration against the government.The Belarusian press freedom group BAJ held a news conference on 12 April to issue a warning about the parliamentary committee’s proposed law on Information, Information Technology and the Protection of Information, which proposes creating a system for registering all media, including online publications. It has not yet been made clear whether registration will be obligatory or just recommended. But such a law is very disturbing in a country such as Belarus, which is on the Reporters Without Borders list of “13 Internet Enemies.” RSF_en Organisation Newscenter_img April 20, 2007 – Updated on January 25, 2016 Opposition activist arrested for article posted online ———–Create your blog with Reporters Without Borders : www.rsfblog.org Reporters Without Borders today condemned the arrest of writer and political activist Andrei Kilmau on 3 April on a charge of “inciting the regime’s overthrow” in an article posted on the Internet in which he was very critical of President Lukashenko and looked at options for changing the political system in Belarus. The organisation is also concerned about a parliamentary committee’s bill that could require all online publications to register.last_img read more

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€1.3m monthly in local rent subsidies

first_imgEmail LIMERICK city residents are claiming almost €1.3 million in rent subsidies every month, with 3,900 households claiming the allowance from community welfare officers. The figure was revealed on foot of questions from the Limerick Post about the cost of the allowance in the city, and proposed changes to the administration of the system. The amount being spent on keeping qualifying people in privately rented accommodation has been deemed dead money, which could more usefully be spent on building houses to tackle the housing waiting list, which in turn, would bring in rent revenue for the city.Sign up for the weekly Limerick Post newsletter Sign Up Figures supplied to the Limerick Post from the Department of Social Protection showed that 3,900 households are claiming the allowance at an average of €352 per month.This amounts to a monthly pay out of €1,267,500 by the department, via Community Welfare Officers.Independent city councillor, John Gilligan, who has been outspoken on the stagnation of the city’s housing list, said the money “might as well be thrown over our shoulders.“We’re firing all this money at the problem and doing nothing to solve it. And what’s worse, once people have been given this allowance, their housing needs are deemed to be met. We are just turning our backs on the people on the waiting list”.Cllr Gilligan added that he is not suggesting that people in need of help with renting a house should be denied help, “but we have 3,000 people on our list and 3,900 claiming this allowance. Anyone can see how those figures work out”.The rent subsidy scheme pays a large, or in some cases, the whole, portion of the cost of renting private accommodation for social welfare recipients and people on a low wage.The money is paid to the tenant rather than the landlord, and, Cllr Gilligan believes this can also cause problems for landlords.“Most people given rent allowance pay their way but there’s still a lot more rent allowance being paid out than is being paid over to the landlords”.According to information provided by the Department, proposals are being worked out to transfer the function of providing for the needs housing needs of long-term recipients of rent allowance from the Department to the local housing authorities.This will most likely mean that responsibility for dealing with the payments will fall to Limerick City Council, although the funding will still come from central government.But details of how it will be administered, including a decision on whether rent allowance will be paid directly to landlords, have not yet been laid down. Advertisement Twitter Print NewsLocal News€1.3m monthly in local rent subsidiesBy admin – October 6, 2011 516 center_img Facebook Linkedin WhatsApp Previous articleMetal theft epidemic in city and countyNext articleFeasta Bia will add to region’s potential adminlast_img read more

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City, county to discuss new courthouse

first_img A photo of the south west side of the Ector County Courthouse on Wednesday from the intersection of 3rd Street and Grant Avenue. Pinterest Home Local News Government City, county to discuss new courthouse Previous articleLocal students get caterpillar deliveryNext articleFive things you need to know today, April 9 admin RELATED ARTICLESMORE FROM AUTHOR Facebook Twitter Pinterest WhatsApp Landgraf prepares for state budget debate Church leaders condemn mayor’s disparaging comments Twitter Facebook By admin – April 9, 2018 Local NewsGovernment City, county to discuss new courthouse WhatsApp What: Meeting between the Odessa City Council and the Ector County Commissioners’ Court to discuss a new courthouse. When: 1:30 p.m. Tuesday.Where: The Ector County administration building annex, Room 120, 1010 E. Eighth St. Landgraf staffer resigns following investigation City and county elected officials plan to consider ways to build a new courthouse that could include tapping municipal funds for the project or building a shared facility with space for city offices.Odessa City Council members are scheduled to meet at 1:30 p.m. Tuesday with the Ector County Commissioners’ Court at the Ector County annex, where the officials have asked the public to weigh in. No votes are scheduled.“We may explore it and decide it’s a bad idea — or a good idea,” Eckert said, describing the meeting as the first of what may be several planning sessions. “We don’t know until we seriously address this issue.”Eckert, the county’s top administrator, said county officials have not determined a strategy for shoring up funds to replace the blighted building without the city’s help.“It becomes more difficult,” Eckert said. “Because then you are putting costs back on the county, which is the least funded entity.”But there are options. One is county officials seeking a bond election. Another is that they decide to take on debt to pay for the facility, like commissioners did last year when they approved issuing $25 million in debt to pay for expanding the county jail.In late February, Eckert asked the city officials to consider funding the demolition of the existing courthouse once a new facility is built on land the city would donate. He also asked for help building parking.In return, the city would get the site of the old courthouse, where plans have called for developing a park.Nearly five years ago, voters overwhelmingly rejected a $95 million bond proposal for a new courthouse.But Eckert said the city’s help in that plan could shave about $15 million off the original $95 million cost of building the new courthouse. It’s still unclear how much of that reflects money that would be gained through efficiencies such as land costs and how much would be money the city is asked to spend.County and city officials will consider the area currently home to the Odessa American building at 222 E. Fourth St. as a possible site for the new courthouse, a plan that could require buying other real estate nearby.The city bought the OA facility and nearby parking lot for about $1.6 million in 2016. Since then, city officials have discussed demolishing the property and using it to raw private development or trading it to the county.“The courthouse, to say they have a problem is an understatement,” Mayor David Turner said. “And they are very limited on money.”But Turner and City Council members say the city should also consider building a shared facility with the county.“The economics – that’s something that will have to be looked at,” Turner said. “There is no doubt that we are maxed out as far as space at City Hall.”Eckert did not seek reelection, and he will be succeeded by Republican nominee Debi Hays.Hays advocated finding a private entity to build the courthouse in a leaseto- buy arrangement that she said would allow the county to avoid taking on debt and asking voters to approve a bond.That’s another possibility city and county officials may discuss on Tuesday, although it’s one Eckert said he doesn’t support.Eckert said he was open to the jointly owned facility.City and county officials are also expected to discuss building a courthouse as part of a broader effort to redevelop the long-blighted downtown.“It would be good for revitalization,” Eckert said. “That’s not the principle reason you build a courthouse though. The primary reason is that the constitution expects a quality place for cases to be tried, and we also have a duty to provide a quality workplace for employees.”If You Go Upside Down Blueberry Pie CheesecakeCreamy Fruit SaladHawaiian Roll Ham SlidersPowered By 10 Sec Mama’s Deviled Eggs NextStay last_img read more

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Emera Creates $5 Million Inclusion & Diversity Fund

first_img WhatsApp Previous articleDisney+ to Exclusively Premiere Documentary ‘Own the Room’ on March 12Next articleIowa governor auctioned off access for pork barons’ charity Digital AIM Web Support Local NewsBusiness Pinterest Twitter WhatsApp Facebook HALIFAX, Nova Scotia–(BUSINESS WIRE)–Feb 8, 2021– Emera (TSX:EMA) is pleased to announce the creation of the Emera Inclusion & Diversity Fund. Emera and its operating companies plan to collectively invest a minimum of $5 million over the next five years to support organizations and initiatives advancing inclusion and diversity in our communities. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20210208005736/en/ As part of the fund, Emera and Nova Scotia Power are contributing to the Immigrant Services Association of Nova Scotia (ISANS) to establish Youth Explore! programming. This $300,000 investment over the next three years will provide critical programming and support for youth aged 16-25 who are new to Canada and entering the workforce in Nova Scotia. While this is the first investment announced as part of the fund, Emera will continue to work with organizations in Nova Scotia and across its operating regions to identify other opportunities for partnership and investment. “At Emera, we are committed to working together with our employees to promote diversity and inclusion across our organization and to make meaningful contributions to the communities where we live and work,” says Scott Balfour, President and CEO, Emera Inc. “We are proud to be headquartered in Nova Scotia, where we have progressive immigration policies designed to make our province stronger. We’re pleased to be collaborating with ISANS on this new initiative to help immigrant and refugee youth as they prepare to enter the workforce and become future leaders in the province.” YouthExplore! participants will learn about culture, rights, and responsibilities in Canada, and develop their skills in areas including digital literacy and resume writing. As the project is developed, Emera and Nova Scotia Power employees will have the opportunity to participate as mentors and volunteers. “ISANS, Emera and Nova Scotia Power share the vision of making communities stronger and more welcoming places to live for all. The Youth Explore! program will provide orientation, guidance and mentorship to newcomer youth so they can realize their full potential. We are thrilled to strengthen and expand our partnership with Emera on this important work,” says Wenche Gausdal, Director of Programs, Settlement, Community Integration & Support Services at ISANS. Nova Scotia Power employee Banpreet Singh Shaney, Project Engineer at Tufts Cove Generating Station, knows first-hand the importance of the kind of support that will be provided through this new project. “ISANS helped me with the very sweet journey I’ve been on, immigrating to Canada from India. I’m proud that this donation by Emera and Nova Scotia Power is supporting an ISANS program that will provide such important help to immigrant youth,” he says. The Emera Inclusion & Diversity Fund is a collaborative effort across Emera and its operating companies and will directly support programs and initiatives that advance and promote diversity, help to remove barriers and support education and awareness. The fund is part of Emera’s Community Investment Program, which is focused on helping build safer, stronger and more innovative communities. The fund is also reflective of Emera’s journey towards an inclusive and diverse culture, supported by active inclusion and diversity employee networks across the organization. For more information about Emera’s Inclusion & Diversity Fund and how to apply for funding, please visit: https://www.emera.com/community About Emera Emera Inc. is a geographically diverse energy and services company headquartered in Halifax, Nova Scotia, with approximately $32 billion in assets and 2019 revenues of more than $6.1 billion. The company primarily invests in regulated electricity generation and electricity and gas transmission and distribution with a strategic focus on transformation from high carbon to low carbon energy sources. Emera has investments throughout North America, and in four Caribbean countries. Emera’s common and preferred shares are listed on the Toronto Stock Exchange and trade respectively under the symbol EMA, EMA.PR.A, EMA.PR.B, EMA.PR.C, EMA.PR.E, EMA.PR.F and EMA.PR.H. Depositary receipts representing common shares of Emera are listed on the Barbados Stock Exchange under the symbol EMABDR and on The Bahamas International Securities Exchange under the symbol EMAB. Additional Information can be accessed at www.emera.com or at www.sedar.com. View source version on businesswire.com:https://www.businesswire.com/news/home/20210208005736/en/ CONTACT: Emera media contact Dina Seely 902-478-0080 [email protected] Scotia Power media contact Jacqueline Foster 902-225-4735 [email protected] media contact Bridget Ebsary [email protected] 902-222-7454 KEYWORD: NORTH AMERICA CANADA INDUSTRY KEYWORD: PROFESSIONAL SERVICES OTHER CONSUMER OTHER PROFESSIONAL SERVICES CONSUMER OIL/GAS ENERGY GAY & LESBIAN SOURCE: Emera Inc. Copyright Business Wire 2021. PUB: 02/08/2021 01:36 PM/DISC: 02/08/2021 01:36 PM http://www.businesswire.com/news/home/20210208005736/encenter_img Pinterest Facebook By Digital AIM Web Support – February 8, 2021 TAGS  Twitter Emera Creates $5 Million Inclusion & Diversity Fundlast_img read more

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Housing Expert Shares Why He is Thankful for the Mortgage Industry

first_img 2016-11-22 Kendall Baer About Author: Kendall Baer Housing Expert Shares Why He is Thankful for the Mortgage Industry in Commentary, Daily Dose, Featured Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save It’s the season of giving thanks, and for those who have worked in the mortgage and servicing industry throughout the ups and downs seen in the housing market, there are many aspects of the business to be thankful for these days. DS News spoke with several mortgage professionals to discuss their mortgage background, what changes they have seen over the course of their tenure in the industry, and what they love about the work that they do.For the first installment of this series, DS News sat down with Brian Koss, EVP of Mortgage Network, one of the largest independent mortgage companies headquartered on the East Coast.What is your background as a mortgage professional?I got into the business right out of college. Fortunately, it was back in 1986, and rates were still in double digits but making their way down. During this time, there was a big refinance boom. A college kid could come out of school and be thrown into the masses of paperwork and be given lots of responsibility to help. There was more business than the banks could deal with.I worked for a regional bank at that time, and they were a great training ground. I was able to learn the business from the back forwards, and I was able to process, underwrite, and learn how to serve the customer from the back of the business. It was a great opportunity and I was able to become a top producer at the bank. I have done that at each of the companies that I’ve worked for since then.A defining moment for me was getting to be one of the people opening up North American Mortgage, which was a growing national franchise back. In January of 1994, it was a tough time to open. The federal reserve moved very quickly, and rates went way up but we stuck with it and opened up a brand that became number one. Then we were bought by Washington Mutual. I moved with my team over to Countrywide at that time because they were getting into retail and was part of a group from North American. We got to help the start of their retail franchise and help them grow to the number one market share in New England.Then you could see the writing on the wall with the changes over there, and I jumped off in 2006 and joined Mortgage Network, which was, I thought, one of the best kept secrets in the business. It was a good sized, regional independent at that time. I helped them grow and run their production franchise, and I have been doing that ever since. It’s been obviously a very tumultuous 10 years in the business, and we’ve seen some ups and downs. We got out of wholesale and are 100 percent retail now. I’ve rebuilt that, and we do about $2.6 billion in retail throughout the East Coast.What are the best parts about this industry or the best parts about your position in the industry?For those who really understand the risk of being the lender and fiduciary responsibility of being a lender, you feel what it’s like to have the responsibility of that customer and you don’t offset that responsibility. You might be that person who may have to come back and repossess a home and that is a horrible, horrible feeling.We feel good about the industry. It’s come around so that, for the most part, there are a lot of really good people who are left, who did the right thing, and are adults that take the responsibility very seriously of putting people in homes and keeping them in homes. Therefore, if you’re really good at that, and you’re really good at letting people know your story, you can build a very good business.In looking back 5 years, what aspects of the industry have changed or shifted?I think, obviously, the compliance aspects or the fear of the unknown have changed. I do think that we’re coming to the end of the fear of the unknown, and we’ve seen the worst that it can be. All of the burdens of the regulatory world finally seem to be coming to an end. Now we’re starting to see that’s what we’ve been living with for the last five years is the fear of anything you do could be wrong. What’s enough compliance? What’s enough fear to permeate your business? Looking forward, we see less of a reason to be fearful and more of a reason to be able to find a better way, a faster way, a cheaper way to be able to get funding to people.That’s why you’re seeing things like rockets and digitals. All that discussion is the essence of what we’re looking at going forward – how to do this business better, bring it back, and make it more affordable for people to get a home and less painful, without losing our fiduciary responsibility to take care of them and make sure they are in the right home they should be in. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Commentary / Housing Expert Shares Why He is Thankful for the Mortgage Industry The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days agocenter_img Previous: Are More Declines in Homeownership to Come? Next: What’s Driving Innovations in Real Estate Auctions? Subscribe The Best Markets For Residential Property Investors 2 days ago November 22, 2016 1,152 Views Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days agolast_img read more

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Deputy accuses CPWP spokesperson of using group to push his own personal agenda

first_imgNews A Sinn Fein Deputy has hit out at the Can’t Pay Won’t Pay campaign for falsely claiming he was going to pay the property tax by choice.Can’t Pay Won’t Pay released a statement this morning challenging the stance of Sinn Fein on the property tax  claiming that Donegal Deputy Padraig MacLochlain had announced he was to pay the property tax.But, speaking to Highland Radio News Deputy MacLochlain said the claims are nonsense and his focus is on getting the Property Tax Bill repealed.He has accused CPWP spokesperson Micheál Mac Giolla Easbuig of using the group for his personal agenda:[podcast]http://www.highlandradio.com/wp-content/uploads/2013/04/padcpw11.mp3[/podcast] By News Highland – April 25, 2013 Deputy accuses CPWP spokesperson of using group to push his own personal agenda 365 additional cases of Covid-19 in Republic Facebook RELATED ARTICLESMORE FROM AUTHOR WhatsApp Gardai continue to investigate Kilmacrennan fire Main Evening News, Sport and Obituaries Tuesday May 25th Twitter Previous articleMedical records found in a bin bag in a garden in DerryNext articleSeagate celebrating 20 years in Derry News Highland center_img WhatsApp Further drop in people receiving PUP in Donegal Google+ Pinterest Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Pinterest Facebook Google+ 75 positive cases of Covid confirmed in North last_img read more

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‘Ambush at Hobdy’s Bridge’ re-enactment May 16-17

first_img Messenger Photo/Jaine TreadwellBob McLendon is the event coordinator for the 150th anniversary of the “Ambush at Hobdy’s Bridge” on May 16 and 17.The Pioneer Museum of Alabama will host the 150th anniversary of the “Ambush at Hobdy’s Bridge” on Saturday and Sunday, May 16 and 17.Museum hours will be 9 a.m. until 5 p.m. on Saturday and from 1 until 5 p.m. on Sunday. The re-enactment of the ambush at Hobdy’s Bridge will be at 2:30 both days. Authentic re-enactors will portray Union and Confederate soldiers, including mounted cavalry. There will also be authentic camps and other living history displays.Bob McLendon, event coordinator and member of Pvt. Augustus Braddy Camp 385, an event sponsor, said, for decades, people living in Barbour and Pike counties, have heard rumors of a fight between Union and Confederate soldiers at Hobdy’s Bridge. Remember America’s heroes on Memorial Day The skirmish will be portrayed by Phillips Legion Cavalry and the 15th Alabama Infantry.Admission to the “Ambush at Hobdy’s Bridge” will be $6 and will also include admission to the Pioneer Museum and to the Conecuh River Depot Military Museum. Published 2:00 am Saturday, May 9, 2015 By Jaine Treadwell Latest Stories You Might Like Sheriff website gets an update The public now has the option to view photos and booking details for inmates in the Pike County Jail. Pike… read more Book Nook to reopen Email the author Pike County Sheriff’s Office offering community child ID kits By The Penny Hoardercenter_img “Ambush at Hobdy’s Bridge” is sponsored by the Pvt. Augustus Braddy Camp 385, Sons of Confederate Veterans and the Elizabeth Buford Bashinsky Chapter 236, United Daughters of the Confederacy and is supported by the Alabama Division. “Most historians believed for years that the last death in the Civil War took place on May 13, 1865 at Palmitto Ranch in Texas with the death of Pvt. John J. Williams of the 34th Indiana,” McLendon said. “Now, further research has uncovered that the last casualties of the war actually took place in Pike County, six days after the fight at Palmitto Ranch.”McLendon said on May 19, 1865, soldiers of the First Florida Cavalry (Union) were ambushed by Confederate stragglers while crossing Hobdy’s Bridge.“Cpl. John W. Skinner of First Florida Cavalry was killed and three Union soldiers were wounded and were the last casualties of the war,” McLendon said. “We encourage everyone to come to the Pioneer Museum on Mary 16 and 17 as we commemorate an important historical event that Alabama should be recognized for.” The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Sponsored Content Plans underway for historic Pike County celebration Print Article Troy falls to No. 13 Clemson ‘Ambush at Hobdy’s Bridge’ re-enactment May 16-17 Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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